Barclaycard Platinum credit card | Barclays (2024)

Use our calculator to see if this is the right card for you to transfer your balance to.It’s on a separate page, so the link below will open a new page in your browser.

At least eight out of 10 people accepted for this card last month received the longest promotional period available. Whether you do will depend on your credit history and how you’ve managed credit in the past.

We may offer you

• 0% for up to 21 months with 31.9% APR variable
• 0% for up to 10 months for balance transfers and 10 months for purchases, with 31.9% APR variable
• The balance transfer fee will remain the same and, of course, if you’re not happy with the alternative, you don’t have to go ahead with it

The balance transfer and purchase offer periods start from the date the account is opened. That means, if for example, you don’t use the offer for 60 days you’ll have two months less of the 0% rate.

Please read the information below carefully, before you apply.

It tells you what you need to do to keep your 0% interest rates and what happens when your 0% interest offer ends.

To benefit from the balance transfer offer, you’ll need to use it within 60 days of opening the account.

The 20-month balance transfer period starts from the date the account is opened. That means if, for example, you don’t use it in the first 60 days, you’ll have two months less of the 0% rate.

This offer is only available if this is your first credit card with us, and we reserve the right to withdraw it at any time.

The minimum you can transfer is £250 across up to five different balance transfers. The maximum amount can vary, depending on your individual credit limit and the existing balance on your Barclaycard. We’ll let you know the maximum amount you can transfer if your application is successful.

You can only transfer balances from cards issued by other banks, not from any other Barclaycard or any of our partner-branded cards.

When your 0% offer ends, you’ll be charged interest at your standard rate for anything new you buy and for any outstanding balance on your card.

Due to the way we’ll calculate your credit limit, it might go down if you don’t complete a balance transfer within 60 days of opening the account.

Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate. Base Rate changes won’t apply to your promotional interest rates. More information is available on our understanding interestpage.

Your new account will be set up with digital statements, which can be found in Online Banking – you’ll need to register for this. You can choose to switch to paper statements at any time.

This offer is only available if this is your first credit card with us, and we reserve the right to withdraw it at any time.