With our Mastercard credit cards, you pay smoothly and securely in-store, online and abroad. You can pay as you choose – use your physical card, your phone, your watch or another smart device. Many credit cards also come with useful insurance.
- Credit and payment cards
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- Credit and payment cards
- Credit cards
Find the Mastercard credit card that’s right for you
When you make purchases with any Nordea Mastercard credit card, you get a 30-day interest-free payment period on average for the items you buy with no extra chargesas well as many other useful features. A combination card gives you the flexibility to charge your purchases either to your credit card (credit) or bank account (debit).
Our most popular card
Nordea Gold
Nordea Gold offers a multitude of benefits. The card comes with comprehensive international travel insurance as well as Product Safety Insurance, which protects items you buy for your home. You can apply for a credit limit between 1,500 and 10,000 euros.
Read more about Nordea Gold
Nordea Gold for students
Did you know that students can also qualify for our Nordea Gold card? You can apply for the card if you’re 18 or older and have been admitted to study in a university or a university of applied sciences. For students, the credit limit is 2,000 euros.
Read more about Nordea Gold for students
Nordea Premium
The lounge benefit included in Nordea Premium adds comfort to your holiday. This credit card designed for our Premium Customers also comes with comprehensive international travel insurance and Product Safety Insurance.
Read more about Nordea Premium
Nordea Credit
New Nordea Credit cards will not be granted for the time being. If you already have a Nordea Credit card, you can continue using it as usual.
Read more about Nordea Credit
Stockmann Mastercard
Stockmann Mastercard is a convenient way to make use of Stockmann’s loyal customer programme benefits.
Read more about Stockmann Mastercard
Tuohi Mastercard
You can apply for Tuohi Mastercard on Nordea Finance’s online application and at the shops of our cooperation partners. The credit limit is 2,000–10,000 euros.
Read more about Tuohi Mastercard
Benefits and features of our credit cards
Use our credit cards for making easy everyday purchases online and in millions of outlets across the world.
Credit facility
Secure payments
Protection for purchases
International card
Smart ways to pay
Repay and adjust your credit easily online
You get an interest-free payment period of 30 days on average for purchases you pay with your credit card. You can pay off your credit balance in full whenever you like or repay it in monthly instalments. After the interest-free payment period, you will pay interest on the remaining balance as determined in the card terms and conditions.
Free features available in Nordea Mobile and Nordea Netbank:
- Edit your credit card’s monthly instalment percentage and set it between 3% and 100%. This is the minimum amount you must pay towards your credit balance each month. You can always choose to pay more than the minimum amount either before or after you get the invoice.
- Choose two instalment-free months a year. Instalment-free means that you only have to pay interest in that month.
- Adjust the due date of your credit card invoices. If your pay day changes, for example, you can adjust the due date of your credit card invoice accordingly.
How to change your credit settings:
- In Nordea Mobile: select the card you want to apply changes to, then select Edit credit.
- In Nordea Netbank: go to Finances, then Cards. Select the card you want to apply changes to, and under the Card details section, click Edit credit.
Increasing credit limit
You can increase the credit limit of your card in Nordea Mobile and Netbank.
- In Nordea Mobile or Netbank, select ‘Services’.
- Select ‘Credit and payment cards’ and then ‘Increase the credit limit of your Stockmann Mastercard’.
- Select ‘Raise your credit card limit’ and fill in the contact request form. We will get in touch with you once we have received your contact request.
Nordea Gold With a Nordea Gold credit card, the actual annual percentage rate of charge for an outstanding credit balance of 1,500 euros is 21,69% when the 3-month Euribor reference rate is 3,96% (12/2023), the monthly account management fee is 4.50 euros, the customer has opted for the free e-invoice and repays the credit in 12 monthly instalments (139 euros). The estimated total cost of the credit is 1666 euros. The calculation assumes that the customer has a Mobile Plus or Basic package and therefore gets the card with no monthly or annual fee. Nordea Gold Mastercard is an international charge and credit card and a continuous credit facility which is valid until further notice. The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki. Nordea Credit With a Nordea Credit credit card, the actual annual percentage rate of charge for an outstanding credit balance of 1,500 euros is 22,87% when the 3-month Euribor reference rate is 3,96% (12/2023), the monthly account management fee is 4.50 euros, the customer has opted for the free e-invoice and repays the credit in 12 monthly instalments (140 euros). The estimated total cost of the credit is 1674 euros. The calculation assumes that the customer has a Mobile Plus or Basic package and therefore gets the card with no monthly or annual fee. Nordea Credit Mastercard is an international charge and credit card and a continuous credit facility which is valid until further notice. The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki. Nordea Premium With a Nordea Premium credit card, the actual annual percentage rate of charge for an outstanding credit balance of 1,500 euros is 32,13% when the 3-month Euribor reference rate is 3,96% (12/2023), the monthly account management fee is 4.50 euros, the annual fee for the principal card is 90 euros, the customer has opted for the free e-invoice and repays the credit in 12 monthly instalments (145 euros). The estimated total cost of the credit is 1739 euros. Nordea Premium Mastercard is an international charge and credit card and a continuous credit facility which is valid until further notice. The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki. Tuohi Mastercard TUOHI Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 27,9 %, and the price of credit is 1,710 euros,when the nominal interest is the 3-month Euribor (01/2024) + 14 % and the monthly account management fee of 5 euros and the paper invoice fee of 3 euros have been taken into account. Tuohi is a continuous credit facility which is valid until further notice, with a credit limit of 2,000–10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki. Stockmann Mastercard Stockmann Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 24.4% and the price of credit is 1,685 euros, when the nominal interest rate is the 3-month Euribor (01/2024) + 12.5% and the monthly account management fee of 4 euros have been taken into account. Stockmann Mastercard is a continuous credit facility which is valid until further notice, with a credit limit of 1,500–10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki. Nordea Gold Mastercard offers a multitude of benefits. Here’s what you get in one package: Read more about Nordea Gold Mastercard Yes. You can connect your Plussa membership to all Nordea credit cards. This will make it easy for you to pay for your purchases and collect Plussa points with just one card. Find out how to add the Plussa feature to your Nordea card. You can apply for a credit card from us if you: Yes. You can get a Nordea Gold credit card if you study in a higher education institution, such as a university or university of applied sciences. You can apply for Nordea Gold as soon as you have been admitted to study. You don’t need to have any course credits or a regular income. Your student benefits will remain in force until you turn 31. Your student credit card can provide you with a credit limit of up to 2,000 euros. In addition, Nordea Gold comes with international travel insurance as well as Product Safety Insurance, which protects items you purchase for your home. Nordea Gold hasno monthly feefor students as long as you have one ofour daily banking packages. Read more about credit cards for students You can apply for a new credit card in Nordea NetbankOpens new window. If you want to apply for a Nordea Gold card, you can also do this in our mobile banking app Nordea Mobile. Here’s how you can submit an application in the app. You can increase the credit limit of your card in Nordea Mobile and Netbank. Read more about how to increase your credit limit. You can easily edit the settings of your credit card in our digital channels. Simply go to Nordea Mobile or Netbank where you can change the due date of your credit card invoice, choose instalment-free months or edit your instalment percentage. You can also apply for a higher credit limit.Read more about how to increase your credit limit. You can also adjust your card’s security settings in our digital channels. You can enable and disable online payments and select the region in which your card can be used. Find out how to make changes to your card’s security settings If you lose your credit card, you can block it temporarily or permanently in Nordea Mobile. You can also block your card by calling the card blocking service any time.See further instructions on how to block your card. When you pay with a credit card, your purchases are charged to a credit account. We offer a 30-day interest-free payment period on average with no extra charges for all purchases made with a credit card. We’ll send you an invoice once a month at the end of the invoicing period detailing the purchases you have made. You can then decide if you want to make the agreed minimum payment or pay off your full credit card balance – or something in between.If you decide to leave part of the balance unpaid, you will pay interest on the remaining balance as determined in the card terms and conditions. All your credit card benefits, including insurance, apply when you make purchases using the credit facility of your card. The benefits will remain valid even if you pay off the entire balance after your purchase. When you pay with a debit card, your purchases are charged to your bank account. Most of our credit cards arecombination cards, enabling you to use them as both credit and debit cards. When you pay with your card’s credit facility, the transaction is charged to your credit account. When you pay with the debit card, the transaction is charged to your bank account. Read more about the differences between credit and debit cardsFrequently asked questions about credit cards
Tips for paying with a credit card
When you pay with your credit card, you get to enjoy the valuable benefits it offers. With our tips, you can take full advantage of your credit card benefits and security features.
If you have questions about your credit card invoices or payments, see our FAQ page.
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